What is SamiBeats CV Builder?

SamiBeats CV Builder is a free online tool for creating professional resumes. It offers live preview, drag-and-drop section reordering, LinkedIn data import, and optional AI-powered text optimization. Your data stays private as it's stored only in your browser.

Is the CV Builder free to use?

Yes, the basic CV Builder is completely free. Premium features like AI text optimization, PDF export, and ATS compatibility check are available for a one-time payment of 4.99 EUR.

Who is Sami Kalliokoski?

Sami Kalliokoski is a Finnish author, music producer, and software developer based in Helsinki. He has over 20 years of experience in AI and IoT development, has founded multiple startups, and creates AI-assisted music under artist names Novaray, CityKani, and Kuunkajo.

What books has Sami Kalliokoski written?

Sami has published 'Echoes of Isolation – Stories from the Corona Era' (2025), a collection of 19 short stories about the pandemic experience, and 'AI in Teaching – Practical Guide for the Modern Educator' (2025), a free guide for teachers on using AI responsibly in education.

What languages does SamiBeats support?

SamiBeats website and applications support 7 languages: Finnish, English, Chinese, French, Spanish, Arabic, and Hindi.

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Herramientas de divorcio

Name: CV Builder - SamiBeats
Author: Sami Kalliokoski

These tools are designed to help families going through divorce. The calculators provide approximate estimates to help understand the financial situation.

Child Support Calculator

Calculate approximate child support amount based on parents' income and children's needs.

Paying parent (Parent A) ?The paying parent is the one who pays child support. Typically the non-custodial parent who the child doesn't primarily live with.

Net income ?Net income means take-home pay after taxes. Includes salary, benefits, pensions, and other regular income.

€/mo

Custodial parent (Parent B) ?The custodial parent is the one with whom the child primarily lives and who receives the child support.

Net income ?Net income means take-home pay after taxes. Includes salary, benefits, pensions, and other regular income.

€/mo

Children ?Add all shared minor children. Each child's support need is calculated separately based on age.

Custody arrangement ?Custody arrangement affects support amount. The more time the child spends with the paying parent, the lower the payment.

Nights with paying parent ?How many nights per month the child stays with the paying parent. A deduction applies after 7 nights.

nights per month

Shared custody (50/50) ?Shared custody means the child lives roughly equally with both parents (approx. 50/50).

Paying parent's expenses ?Parent's own expenses can affect ability to pay. Fill in only if you want a more detailed calculation.

Housing costs (€/mo) ?Housing costs include rent or mortgage payments, maintenance fees, and other housing expenses.

Housing benefit (€/mo) ?Housing benefit from social services that reduces housing costs.

Other support obligations (€/mo) ?Other support obligations, e.g., child support from a previous relationship.

Commute costs (€/mo) ?Monthly commuting costs, e.g., public transport pass or car expenses for work travel.

Custodial parent's expenses

Housing costs (€/mo) ?Housing costs include rent or mortgage payments, maintenance fees, and other housing expenses.

Housing benefit (€/mo) ?Housing benefit from social services that reduces housing costs.

Child support amount ?This is an approximate estimate of child support. The final amount is agreed between parents or confirmed by authorities.

0 €

per month

Asset Division Calculator

Calculate the division of shared assets between spouses.

Spouse A ?Enter the spouse's personal assets and debts. Personal assets are those acquired before marriage or received as inheritance/gift.

Personal assets (€) ?Personal assets such as savings, investments, and property from before the marriage. Don't include shared assets.

Debts (€) ?Personal debts such as student loans, consumer credit, or loans taken before marriage.

Spouse B ?Enter the spouse's personal assets and debts. Personal assets are those acquired before marriage or received as inheritance/gift.

Personal assets (€) ?Personal assets such as savings, investments, and property from before the marriage. Don't include shared assets.

Debts (€) ?Personal debts such as student loans, consumer credit, or loans taken before marriage.

Shared assets ?Shared assets are property acquired together during the marriage, divided equally.

Property (market value €) ?Current market value of the shared home or property.

Mortgage (€) ?Remaining mortgage on the shared home.

Savings (€) ?Shared savings and investments, e.g., joint bank account.

Vehicles (€) ?Value of shared vehicles, e.g., car, motorcycle.

Other shared debts (€) ?Other shared debts, e.g., renovation loans, car loans, consumer credit for shared purchases.

Other shared assets (€) ?Other shared assets, e.g., investments, boats, valuables, vacation property.

Prenuptial agreement ?A prenuptial agreement can exclude some or all assets from marital property. Full prenup = no equalization.

Is there a prenup?

Assets excluded from division (€) ?Assets excluded from marital property by prenup. Not included in the division.

Inheritance and gifts ?Inheritance or gifts with exclusion clause (in will or gift deed). Stays with the original owner.

Spouse A - Inheritance/gift (excluded)

Spouse B - Inheritance/gift (excluded)

Pension and business assets ?Voluntary pension savings, retirement accounts, stock options. Statutory pension usually not included.

Spouse A - Pension savings

Spouse B - Pension savings

Spouse A - Business assets

Spouse B - Business assets

Division type ?In divorce, assets are divided differently than after death. Surviving spouse may have special rights.

Asset division

Custody Schedule Planner

Plan children's visitation times and create a clear calendar for both parents.

Basic arrangement ?Select the custody arrangement type. Every other weekend is most common, alternating weeks suits active non-custodial parents.

Custody arrangement

Start date

Weekend type

Select days when child is with Parent A

Mon Tue Wed Thu Fri Sat Sun

Add weekday visit ?A weekday visit is e.g. Wednesday evening when the child spends time with the non-custodial parent in addition to weekends.

Holidays ?Select holidays to be shared between parents. You can choose yearly alternation or split arrangements.

Holiday rule

Select holidays

Christmas New Year Easter Midsummer Fall break Winter break Summer vacation Mother's Day Father's Day

This year (odd years)

AI Assistant Premium

?AI assistant analyzes your needs and creates a customized custody schedule. Premium feature.

Describe your needs and AI will help create a customized custody schedule.

Queries used up

Purchase 20 queries for €4.99 and continue using the AI assistant.

AI-generated plan

Monthly view ?Calendar shows the month's custody times color-coded. Red = Parent A, Blue = Parent B.

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Parent A

Parent B

Holiday

days/month Parent A

days/month Parent B

Split ratio

Housing Cost Calculator

Compare costs of different housing models: traditional two homes, bird's nest, one stays in family home, or shared apartment solutions.

Select housing models to compare ?Select housing models you want to compare. You can select one or more models to see cost differences.

Traditional - two homes

Each parent gets their own apartment

Bird's nest

Children stay home, parents rotate in/out

One stays in family home

One parent stays, other moves to new home

Shared apartment

One/both parents share with a roommate

Traditional - two homes

Home A (Parent A)

Home B (Parent B)

Bird's nest ?In bird's nest arrangement, children stay permanently in the family home while parents rotate in and out. Parents may have one or two smaller apartments for rotation.

Family home

Rotation apartment 1

Rotation apartment 2

If parents share one rotation apartment, leave the other at zero

One stays in family home

Family home (staying)

New home (moving)

Shared apartment ?In shared apartment arrangement, one or both parents share an apartment with a roommate, which reduces housing costs.

Home A (with roommate)

Home B (own or shared)

Comparison result

Cheapest model:

Savings compared to most expensive:

Note: Note: These tools provide only approximate calculations. For official matters, consult a lawyer or social services.